To choose a good home warranty, you and your agent should review:

  • The home warranty company’s license with your state’s real estate commission
  • The fine print – that’s where you’ll find exclusions and limitations
  • What’s covered and what’s not
  • The coverage limits – your repairs will only be paid for up to a specific level
  • Service fees and deductibles
  • How quickly service and claims are handled
  • How contractors are vetted and what happens if you use your own
  • Coverage differences between a basic warranty and enhanced warranty
  • Online reviews