You’ll be signing numerous documents, including a repeat of the documents you signed when you applied for your loan. The most important documents you’ll sign are:

  • Promissory Note to repay the mortgage
  • Deed of Trust, which gives the lender the right to foreclose if you don’t repay the loan
  • What’s covered and what’s not
  • Initial Escrow Disclosure, which outlines the funds on deposit for your property taxes and homeowner’s insurance bills
  • Right to Cancel form, which states that you have three business days to cancel the transaction